A Much Needed Solution to Traditional Health Care
How it works is simple.
Individuals, couples, families, churches and organizations contribute financially into the members’ escrow account and we act as the neutral escrow agent for the members.
Members’ medical needs are shared according to the Membership Guidelines and escrow instructions.
Members are asked to submit a monthly contribution.
Members present their Membership ID card when medical services are received and the provider submits the medical need according to the instructions on the back of the card.
Frequently Asked Questions
Is Altrua Healthshare Insurance?
No, Altrua is notan insurance company nor is the membership offered through an insurance company, and our organization is not subject to the regulatory requirements or consumer protections of any state insurance code.
Is Altrua Healthshare Legal Under the Affordable Care Act?
Altrua Healthshare is a recognized Health Care Sharing Ministry and members are eligible for exemption from the tax penalty.
How much does Altrua HealthShare Cost?
Your monthly contribution will vary based on your age, the number of members in your family and the membership plan you choose.
Who can take part in the membership?
Altrua membership is for anyone looking for health care that shares in Altrua's Statement of Standards.
Is this a contract or can I quit anytime?
It is NOT a contract. You can choose to quit the membership at any time. All new members pay a $100 application fee and a $25 fee that goes to Altrua Ministries that is not refundable. Altrua HealthShare does request that proper notification be given if a member chooses to quit for any reason.
Is there a health screening required for membership approval?
You must meet the criteria on the online application to be qualified for the membership. The criteria can be found in the Membership Guidelines. If, at any time, it is discovered that a member did not submit a complete and accurate medical history on the application, it could result in either a retroactive membership limitation or a retroactive denial to his/her effective date of membership.
Do I have to send checks to other members or wait to receive checks from other members?
No, members share in each other’s medical needs through the membership escrow account.